NOYB wrote:

I wonder who truly *underwrites* the policies for them. The guy I spoke
with had for a title under his name "Marine Insurance Underwriting".


Are you asking who takes the risk...or who decides whether the risk is
worth taking?

An underwriter typically assesses the risks in a particular piece of
impending business. Or are you asking who actually pays if a claim
occurs and is accepted?

BOAT/US probably does most of its own underwriting, but calls in
specialists when needed, such as for a very high value yacht. I know for
a fact it places its insurance with several companies.


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