Calif Bill wrote:
"BAR" wrote in message
. ..
Calif Bill wrote:
"Don White" wrote in message
...
wrote in message
...
On Oct 1, 3:09 pm, A Real Boater wrote:
wrote:
On Oct 1, 2:54 pm, wrote:
On Oct 1, 1:35 pm, "Don White" wrote:
wrote in message
...
I have two guys who work in the machine shop here, an older black
guy
who knows everything possible about machining and a younger guy
who
sorta gets by. They work well together and are friends. We were
talking about where to go for lunch and the young guy asked 'Wanna
go
get Chinese food", "No, we did that last week". Then he asks,
"How
about some N*gg*r food". Total silence as the rest of us were
shocked. Then he says "Oh, never mind".
What should I do?
It's your business?
I'd take him aside and tell him that language isn't acceptable.
Then have
him apologize to the black guy.
I'd document the meeting just in case something came of this
problem in the
future.... you may not have to enter it in the young guys file, but
it
should be at hand.
Funny, though, it's ok for some young black people to use that
language
among themselves, but no whiteboy had better try it.
I've got a black neighbor who frequently has friends and family over
for parties, I'm always invited. I've never heard any of them ever
utter the word. And they don't call white people names either. He
does
however, have a very logical explanation as to why some urban types
do
use that word. But, again, it's logical, so it'd be wasted on all of
the Harryclones.
He knows he did wrong. After lunch he apologized to everybody. Said
he was just kidding with his friend and ran his mouth without
thinking. I laid down the law about such stuff.
Be thankful you don't have a Justwaitaloogy working for you...you'd
have
daily fistfights.
I hate having employees. If you ever start your own company, avoid
employees at all costs. Keep people as indep. contractors if
possible. Employees expect you to take care of them and I dont want
to take care of anybody. Am tired of personality conflicts, tired of
worrying about their job security, what about mine? Tired of the
friggin paperwork for each one of em. NJ wants me to garnish one guys
wages for back child support, like hell, that isnt my business.
Workers comp insurance, you gotta be kidding, My god, I was better off
by myself. "I have a Ph.D. and should be making X $/hr" one whines
and I think "In yer friggin dreams, go try to get that around here".
I cut hours of one part timer who didnt get along with anybody and he
blurted out "I just took on $30,000 debt" and my jaw nearly hit the
floor. "Is that my business", I think. What about my company debt
for which I am personally liable, does he expect me to simply mortgage
my house to pay him more? The young guy who made the racial slur
drives a spanking new Ford 150 with every add-on you can imagine and
his wife drives a 2007 Yukon and he confessed to having $60,000 in cc
debt and is now going on a cruise. HOLY SH#$. What planet do these
people live on?
Sorry bout the tirade, just venting
Actually, that kind of crap eventually affects us all.
At some point he'll default on his payments and will either declare
bankruptcy, or will go on some orderly payment scheme at minimal
interest.
The sensible people like me end up paying more.
I sure hope there are some good financing schemes this spring when i
need a new SUV.
On the other hand, my investments aren't doing anything..... might be
smarter to apply some monies from there to a new vehicle.

Not much different with you. Leasing a vehicle when there are not tax
advantages. If you have a business, or have to have a car for business,
then leasing makes sense. But for all others, it is buying a car with no
down payment. And there are big restrictions on mileage. Go over that
10K miles / year, and the cost per mile can be huge. Maybe the guy
bought the vehicles, cause he got 0% financing. Which is not 0%. You
can have 0% or some rebate. You bought down the loan to 0%.
Your typical consumer purchaser of a vehicle should purchase with the
intent of keeping the vehicle for 10+ years. The last vehicle we bought
wast the F-150 SuperCrew. Cost $425 a month for 5 years, yes 5 years. Now
we are effectively saving $425 a month for the past 2 years and for the
next 3 to 6 years until we need to purchase another vehicle for me. By
that time we will have save up enough money to do an outright purchase of
the next vehicle. But, we will finance the next vehicle because it doesn't
make sense to stop the money saved from working for us. I figure that we
will still be making 3 or 4 percent while we are paying off the next
vehicle's loan.

Depends on what the actual rate the loan on the car carries. When I bought
my 2004 Chevy diesel, you got 0% or $2500 back. What is the actual rate on
the loan? How much rate drop over 3-4-5 years does $2500 buy you. Since I
pay cash for cars and boats, I took the $2500.

I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.