On Wed, 02 Sep 2009 10:58:39 -0400, Wayne.B
wrote:

On Wed, 2 Sep 2009 07:44:05 -0700 (PDT), Tim
wrote:

I dont' know if
they feel their boat is actually worth it or not, or if they feel they
have to have a pay-off for the bank.

Probably the latter. A lot of people are upside down on their boat
loans and don't have the cash to close it out cleanly.

Totally agree with that.