On 10/3/09 3:21 PM, Tom Francis - SWSports wrote:
On Sat, 3 Oct 2009 09:46:43 -0700 (PDT),
wrote:

On Oct 3, 8:30 am, Tom Francis - SWSports
wrote:
do any of you really think that we need a healthcare bill that the
people in charge of producing don't understand?

http://www.cnsnews.com/news/article/54930

Seriously?

what makes you think people understand the healthcare system we have
now?

So making it more complex is better? Wouldn't you think that making
it simpler to deal with would be a better goal?

I don't have trouble understanding my insurance plan. I have a list
of what is and isn't covered, a formulary sheet that describes what is
covered fully/partially or not at all for prescriptions, a rate sheet
for reimbursement for my outlay, complete description of co-pays that
I'm responsible for and those procedures that are fully covered, a
contact person if I have questions.

How hard is it?


I have a card. Everything in the hospital is covered, including a
semi-private room. Doctor's office visits are covered, with a $10
co-pay. Generic prescriptions require a $5 co-pay, non-generics require
a 20% co-pay. Cosmetic surgery for vanity reasons is not covered, but it
is covered to reconstruct after a disease or an accident. Oh, yeah...80%
of my lasik eye surgery was covered 10 years ago. No need to read
complicated rate sheets, because it all fits on one side of one sheet of
paper. If there's a change, the administrator sends out a note.
Oh...there's a $200 annual deductible.

Unfortunately, most Americans do not have the sort of friendly health
insurance I have.

--
Birther-Deather-Tenther-Teabagger:
Idiots All