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  #31   Report Post  
Keith
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

I just blocked JAX completely a long time ago. I wouldn't even know he was
here if folks didn't reply to him. Just a troll. "Message, block sender"
Works like a charm.

--


Keith
__
"I could tell my parents hated me. My bath toys were a toaster and a
radio." - Rodney Dangerfield
"Jeff Morris" wrote in message
...
Sorry jaxie, you're still making up BS. Here's another FTC link, which is
pretty explicit that goods must be shipped within 30 days of payment.

However,
there is no "$10,000" penalty, there are guidelines for how to offer to

return
the money.

http://www.ftc.gov/bcp/conline/pubs/.../mailorder.htm

"When you offer to sell merchandise, you must have a "reasonable basis"

for:
any express or implied shipment representation, or
believing you can ship within 30 days of receipt of an order -- if

you
make no shipment representation or if the shipment representation is not

clear
and conspicuous.
...
The "clock" on your obligation to ship or take other action under the Rule
begins as soon as you receive a "properly completed" order. An order is

properly
completed when you receive the correct full or partial (in whatever form

you
accept) payment, accompanied by all the information you need to fill the

order.
Payment may be by cash, check, money order, the customer's authorization

to
charge an existing account (including one you have created for the

customer),
the customer's application to you for credit to pay for the order, or any
substitute for these transactions that you accept.
It is irrelevant when you post or deposit payment, when checks clear, or

when
your bank credits your account. The clock begins to run when you receive a
properly completed order."


"JAXAshby" wrote in message
...
jeffies, you screwed up *again*. what you quoted is the FTC regulation
regarding ship after order date for mail orders. It is a $10,000 fine

to
ship
*after* 30 days *after* an order.

The charging only after shipment or customer authorization to charge

earlier
is
in no way related to the FTC 30-Day Mail Order rule.

It is against the law to charge a credit card before shipment unless

specificly
authorized by the credit card user.

On a whim, I did a simple google and within a few minutes found a

number of
docs
on the FTC site, such as:
http://www.ftc.gov/opa/1996/06/cybersho.htm

It appears that the requirement is a good faith effort to ship within

30
days.
Some credit card companies may require "ship before bill" but it is not

the
law.

BTW, I usually pay Boat/US by credit card, and they always say "do you

want
me
to charge this now?" Since its usually a few days before renewal,

(and well
within the grace period) I always say yes.



"JAXAshby" wrote in message
...
jeffies, is was -- to say the least -- very big news some time back.

ask
your
wife to explain it to you.

In other words, you don't know, you just made it up. Typical

jaxie - make
up
nonsense and then try to bluff your way out.


"JAXAshby" wrote in message
...
US Federal law.

Could you tell us what law this is? I'm curious because I put in

an
Amazon
order yesterday and they say it might be shipping tomorrow, but

the
charges
have
already shown on my credit card. I know that many venders honor

the
practice
of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order,

otherwise the
law
is
clear.

dougeies, it is against federal law to charge a credit card

before
services are
rendered/product is shipped. What word don't you

understand?

Are you sure about that? I have had a web-shop, using PayPal.

The
moment
someone ordered a product, Paypal immediately charged his/her
creditcard
and
an e-mail was sent to me to inform me of the payment made so I

could
ship
the goods. This is standard practise. Now don't tell me the

entire
Paypal
system would be against federal law.

Meindert












































  #32   Report Post  
JAXAshby
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

jeffies, you are confusing writing a check with in regard to the FTC 3-Day Mail
Order Rule and charging a credit card.

but you are easily confused, jeffies, on a whole bunch of things.

Sorry jaxie, you're still making up BS. Here's another FTC link, which is
pretty explicit that goods must be shipped within 30 days of payment.
However,
there is no "$10,000" penalty, there are guidelines for how to offer to
return
the money.

http://www.ftc.gov/bcp/conline/pubs/.../mailorder.htm

"When you offer to sell merchandise, you must have a "reasonable basis" for:
any express or implied shipment representation, or
believing you can ship within 30 days of receipt of an order -- if you
make no shipment representation or if the shipment representation is not
clear
and conspicuous.
...
The "clock" on your obligation to ship or take other action under the Rule
begins as soon as you receive a "properly completed" order. An order is
properly
completed when you receive the correct full or partial (in whatever form you
accept) payment, accompanied by all the information you need to fill the
order.
Payment may be by cash, check, money order, the customer’s authorization to
charge an existing account (including one you have created for the customer),
the customer’s application to you for credit to pay for the order, or any
substitute for these transactions that you accept.
It is irrelevant when you post or deposit payment, when checks clear, or when
your bank credits your account. The clock begins to run when you receive a
properly completed order."


"JAXAshby" wrote in message
...
jeffies, you screwed up *again*. what you quoted is the FTC regulation
regarding ship after order date for mail orders. It is a $10,000 fine to

ship
*after* 30 days *after* an order.

The charging only after shipment or customer authorization to charge

earlier
is
in no way related to the FTC 30-Day Mail Order rule.

It is against the law to charge a credit card before shipment unless

specificly
authorized by the credit card user.

On a whim, I did a simple google and within a few minutes found a number

of
docs
on the FTC site, such as:
http://www.ftc.gov/opa/1996/06/cybersho.htm

It appears that the requirement is a good faith effort to ship within 30
days.
Some credit card companies may require "ship before bill" but it is not

the
law.

BTW, I usually pay Boat/US by credit card, and they always say "do you

want
me
to charge this now?" Since its usually a few days before renewal, (and

well
within the grace period) I always say yes.



"JAXAshby" wrote in message
...
jeffies, is was -- to say the least -- very big news some time back.

ask
your
wife to explain it to you.

In other words, you don't know, you just made it up. Typical jaxie -

make
up
nonsense and then try to bluff your way out.


"JAXAshby" wrote in message
...
US Federal law.

Could you tell us what law this is? I'm curious because I put in an
Amazon
order yesterday and they say it might be shipping tomorrow, but the
charges
have
already shown on my credit card. I know that many venders honor the
practice
of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise

the
law
is
clear.

dougeies, it is against federal law to charge a credit card

before
services are
rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The
moment
someone ordered a product, Paypal immediately charged his/her
creditcard
and
an e-mail was sent to me to inform me of the payment made so I

could
ship
the goods. This is standard practise. Now don't tell me the

entire
Paypal
system would be against federal law.

Meindert


















































  #33   Report Post  
JAXAshby
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

"keith" tells one and all that he is the village idiot who feels he learned
everything there is to know in the entire universe long before he enter junior
high school for the third time. That wouldn't be so pathetic except that
"keith" probably believes he has a right to breed more village idiots.

see "keith's" response below and shake your heads in disgust.

From: "Keith"
Date: 6/15/2004 7:10 AM Eastern Standard Time
Message-id:

I just blocked JAX completely a long time ago. I wouldn't even know he was
here if folks didn't reply to him. Just a troll. "Message, block sender"
Works like a charm.

--


Keith
__
"I could tell my parents hated me. My bath toys were a toaster and a
radio." - Rodney Dangerfield
"Jeff Morris" wrote in message
...
Sorry jaxie, you're still making up BS. Here's another FTC link, which is
pretty explicit that goods must be shipped within 30 days of payment.

However,
there is no "$10,000" penalty, there are guidelines for how to offer to

return
the money.

http://www.ftc.gov/bcp/conline/pubs/.../mailorder.htm

"When you offer to sell merchandise, you must have a "reasonable basis"

for:
any express or implied shipment representation, or
believing you can ship within 30 days of receipt of an order -- if

you
make no shipment representation or if the shipment representation is not

clear
and conspicuous.
...
The "clock" on your obligation to ship or take other action under the Rule
begins as soon as you receive a "properly completed" order. An order is

properly
completed when you receive the correct full or partial (in whatever form

you
accept) payment, accompanied by all the information you need to fill the

order.
Payment may be by cash, check, money order, the customer's authorization

to
charge an existing account (including one you have created for the

customer),
the customer's application to you for credit to pay for the order, or any
substitute for these transactions that you accept.
It is irrelevant when you post or deposit payment, when checks clear, or

when
your bank credits your account. The clock begins to run when you receive a
properly completed order."


"JAXAshby" wrote in message
...
jeffies, you screwed up *again*. what you quoted is the FTC regulation
regarding ship after order date for mail orders. It is a $10,000 fine

to
ship
*after* 30 days *after* an order.

The charging only after shipment or customer authorization to charge

earlier
is
in no way related to the FTC 30-Day Mail Order rule.

It is against the law to charge a credit card before shipment unless

specificly
authorized by the credit card user.

On a whim, I did a simple google and within a few minutes found a

number of
docs
on the FTC site, such as:
http://www.ftc.gov/opa/1996/06/cybersho.htm

It appears that the requirement is a good faith effort to ship within

30
days.
Some credit card companies may require "ship before bill" but it is not

the
law.

BTW, I usually pay Boat/US by credit card, and they always say "do you

want
me
to charge this now?" Since its usually a few days before renewal,

(and well
within the grace period) I always say yes.



"JAXAshby" wrote in message
...
jeffies, is was -- to say the least -- very big news some time back.

ask
your
wife to explain it to you.

In other words, you don't know, you just made it up. Typical

jaxie - make
up
nonsense and then try to bluff your way out.


"JAXAshby" wrote in message
...
US Federal law.

Could you tell us what law this is? I'm curious because I put in

an
Amazon
order yesterday and they say it might be shipping tomorrow, but

the
charges
have
already shown on my credit card. I know that many venders honor

the
practice
of
only billing after shipping, but I don't think its the law.



"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order,

otherwise the
law
is
clear.

dougeies, it is against federal law to charge a credit card

before
services are
rendered/product is shipped. What word don't you

understand?

Are you sure about that? I have had a web-shop, using PayPal.

The
moment
someone ordered a product, Paypal immediately charged his/her
creditcard
and
an e-mail was sent to me to inform me of the payment made so I

could
ship
the goods. This is standard practise. Now don't tell me the

entire
Paypal
system would be against federal law.

Meindert




















































  #34   Report Post  
Scott Vernon
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

on the flip side, my BoatUS policy ran out 6/6/04, the new prem was on my
desk, buried under paper work. BoatUS extended the coverage 2 weeks (for
free) and sent another notice, which I paid today via credit card.


--
Scotty
S/V Lisa Marie
Balt. MD USA

"Dave" wrote in message
...
On Mon, 14 Jun 2004 16:10:01 -0700, "jmax" said:

Well I have had my say


You left something out. Following the misunderstanding Mr. Schultz made
himself a total ass by blustering, threatening to "expose" his
"mistreatment" and throwing a public temper tantrum when "I want what I

want
when I want it" didn't work. My hat's off to IMIS for refusing to cave to
such nonsense.

Dave
S/V Good Fortune
CS27


  #35   Report Post  
Rosalie B.
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

"Jeff Morris" wrote:

Could you tell us what law this is? I'm curious because I put in an Amazon
order yesterday and they say it might be shipping tomorrow, but the charges have
already shown on my credit card. I know that many venders honor the practice of
only billing after shipping, but I don't think its the law.

I made a reservation at a marina for the winter - made the reservation
in October to be there December 15th. The whole charge was on my
credit card the next day. They did not wait until December to charge.


"JAXAshby" wrote in message
...
it is in the agreement that payment is made upon order, otherwise the law is
clear.

dougeies, it is against federal law to charge a credit card before
services are
rendered/product is shipped. What word don't you understand?

Are you sure about that? I have had a web-shop, using PayPal. The moment
someone ordered a product, Paypal immediately charged his/her creditcard and
an e-mail was sent to me to inform me of the payment made so I could ship
the goods. This is standard practise. Now don't tell me the entire Paypal
system would be against federal law.

Meindert












grandma Rosalie


  #36   Report Post  
JAXAshby
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

I made a reservation at a marina for the winter - made the reservation
in October to be there December 15th. The whole charge was on my
credit card the next day. They did not wait until December to charge.


did they ask for payment up front? Likely, as that is common, otherwise they
have to keep tied up a slip for which you might never show up for.
  #38   Report Post  
JAXAshby
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

Rosalie, I think they operated outside business bounds.

I made a reservation at a marina for the winter - made the reservation
in October to be there December 15th. The whole charge was on my
credit card the next day. They did not wait until December to charge.


did they ask for payment up front? Likely, as that is common, otherwise

they
have to keep tied up a slip for which you might never show up for.


They didn't say that - they asked for a credit card number to secure
the reservation, and I've often seen that with hotels. So they would
bill me if I did not show up. I did not expect them to bill me in
advance - the amount included a utility deposit of $150 which there
was no need to charge for in advance as if I hadn't gotten there,
there would have been no utilities to turn on.

grandma Rosalie








  #40   Report Post  
JAXAshby
 
Posts: n/a
Default Shady Billing Practices of IMIS Insurance

Yes - It's a good location and a nice marina, but the owner's policies
just leave such a bad taste that we will never go to the Keys on our
boat again.


I have been hearing this a lot about Florida in general for the past couple
years. One of the reasons I decided not to go to Florida.

I was in the Keys last February (by car, helping a friend look at a couple
boats) and remember that the marinas seemed unfilled, both in slips and on the
land. Even the Miami boatshow had low attendance compared to a really
miserable attendance the year before.
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