From the Credit Union National Assn:

650,000 new members ahead of Bank Transfer Day
WASHINGTON (11/4/11)--At least 650,000 consumers across the nation have
joined credit unions in the past four weeks, reflecting consumers'
reactions to rising fees at banks, according to a survey by the Credit
Union National Association (CUNA).

They have joined credit unions since Sept. 29, when Bank of America
(BofA) unveiled its plans to charge $5 a month for debit cards. The
public outcry the past month has forced BofA and other big banks to
reconsider their debit fees.

CUNA estimates that credit unions have added $4.5 billion in new savings
accounts. More than four in every five credit unions experiencing growth
since Sept. 29 attributed the growth to consumer reaction to new fees
imposed by banks, or a combination of consumer reactions to the new bank
fees plus the social media-inspired Bank Transfer Day. Bank Transfer
Day, which is tomorrow, urges consumers to switch from big banks to
smaller credit unions and community banks.

"The results indicate that consumers are clearly making a smarter choice
by moving to credit unions where, on average, they will save about $70 a
year in fewer or no fees, lower rates on loans and higher return on
savings," said CUNA President/CEO Bill Cheney.

- - -

Even though BofA has rescinded its proposed fee for debit card/ATM use,
it is likely the "disintermediation" from big banks will continue. If
so, it will be good for average Americans and their communities.

On 11/4/2011 4:49 PM, X ` Man wrote:
From the Credit Union National Assn:

650,000 new members ahead of Bank Transfer Day
WASHINGTON (11/4/11)--At least 650,000 consumers across the nation have
joined credit unions in the past four weeks, reflecting consumers'
reactions to rising fees at banks, according to a survey by the Credit
Union National Association (CUNA).

They have joined credit unions since Sept. 29, when Bank of America
(BofA) unveiled its plans to charge $5 a month for debit cards. The
public outcry the past month has forced BofA and other big banks to
reconsider their debit fees.

CUNA estimates that credit unions have added $4.5 billion in new savings
accounts. More than four in every five credit unions experiencing growth
since Sept. 29 attributed the growth to consumer reaction to new fees
imposed by banks, or a combination of consumer reactions to the new bank
fees plus the social media-inspired Bank Transfer Day. Bank Transfer
Day, which is tomorrow, urges consumers to switch from big banks to
smaller credit unions and community banks.

"The results indicate that consumers are clearly making a smarter choice
by moving to credit unions where, on average, they will save about $70 a
year in fewer or no fees, lower rates on loans and higher return on
savings," said CUNA President/CEO Bill Cheney.

- - -

Even though BofA has rescinded its proposed fee for debit card/ATM use,
it is likely the "disintermediation" from big banks will continue. If
so, it will be good for average Americans and their communities.

When is bank transfer day. I have a goodly sum of money coming available
soon. And I will be sending my humble message to BOA.

--
1-20-13 The end of an error

On 04/11/2011 2:49 PM, X ` Man wrote:

"The results indicate that consumers are clearly making a smarter choice
by moving to credit unions where, on average, they will save about $70 a
year in fewer or no fees, lower rates on loans and higher return on
savings," said CUNA President/CEO Bill Cheney.

If my bank tried this horse **** on me I would have a conversation with
my bank manager. Bank pays me or I leave. Even my credit card pays me
to use it and without fees.

The price people pay for high debt....wow...a lot of suckers out there.

And I don't even keep that much in banks, preferring brokerages that
don't loan money nor do the ponzi stuff are better choices. Yes, I do
periodically check the financials of the people I deal with.

But then the people I deal with don't want low value customers unless
they pay.
--
The reason government can't fix the economic problems is government is
the problem.

On 04/11/2011 4:25 PM, Drifter wrote:
On 11/4/2011 4:49 PM, X ` Man wrote:
From the Credit Union National Assn:

650,000 new members ahead of Bank Transfer Day
WASHINGTON (11/4/11)--At least 650,000 consumers across the nation have
joined credit unions in the past four weeks, reflecting consumers'
reactions to rising fees at banks, according to a survey by the Credit
Union National Association (CUNA).

They have joined credit unions since Sept. 29, when Bank of America
(BofA) unveiled its plans to charge $5 a month for debit cards. The
public outcry the past month has forced BofA and other big banks to
reconsider their debit fees.

CUNA estimates that credit unions have added $4.5 billion in new savings
accounts. More than four in every five credit unions experiencing growth
since Sept. 29 attributed the growth to consumer reaction to new fees
imposed by banks, or a combination of consumer reactions to the new bank
fees plus the social media-inspired Bank Transfer Day. Bank Transfer
Day, which is tomorrow, urges consumers to switch from big banks to
smaller credit unions and community banks.

"The results indicate that consumers are clearly making a smarter choice
by moving to credit unions where, on average, they will save about $70 a
year in fewer or no fees, lower rates on loans and higher return on
savings," said CUNA President/CEO Bill Cheney.

- - -

Even though BofA has rescinded its proposed fee for debit card/ATM use,
it is likely the "disintermediation" from big banks will continue. If
so, it will be good for average Americans and their communities.

When is bank transfer day. I have a goodly sum of money coming available
soon. And I will be sending my humble message to BOA.

Not worth your time. An organization like BoA has no future, just
waiting for someone to shoot it. If 0bama loses in Nov-2012 watch the
BoA stock drop even further as the next person might not be a buddy.

Ya, I know, what is FDIC these days? Probably not enough, just move.
Easier to be with a solvent institution and not worry.


--
The reason government can't fix the economic problems is government is
the problem.

On 11/4/11 7:23 PM, Canuck57 wrote:
On 04/11/2011 2:49 PM, X ` Man wrote:

"The results indicate that consumers are clearly making a smarter choice
by moving to credit unions where, on average, they will save about $70 a
year in fewer or no fees, lower rates on loans and higher return on
savings," said CUNA President/CEO Bill Cheney.

If my bank tried this horse **** on me I would have a conversation with
my bank manager. Bank pays me or I leave. Even my credit card pays me to
use it and without fees.

The price people pay for high debt....wow...a lot of suckers out there.

The bank fees have nothing to do with debt, moron.

On 11/4/2011 7:29 PM, Canuck57 wrote:
On 04/11/2011 4:25 PM, Drifter wrote:
On 11/4/2011 4:49 PM, X ` Man wrote:
From the Credit Union National Assn:

650,000 new members ahead of Bank Transfer Day
WASHINGTON (11/4/11)--At least 650,000 consumers across the nation have
joined credit unions in the past four weeks, reflecting consumers'
reactions to rising fees at banks, according to a survey by the Credit
Union National Association (CUNA).

They have joined credit unions since Sept. 29, when Bank of America
(BofA) unveiled its plans to charge $5 a month for debit cards. The
public outcry the past month has forced BofA and other big banks to
reconsider their debit fees.

CUNA estimates that credit unions have added $4.5 billion in new savings
accounts. More than four in every five credit unions experiencing growth
since Sept. 29 attributed the growth to consumer reaction to new fees
imposed by banks, or a combination of consumer reactions to the new bank
fees plus the social media-inspired Bank Transfer Day. Bank Transfer
Day, which is tomorrow, urges consumers to switch from big banks to
smaller credit unions and community banks.

"The results indicate that consumers are clearly making a smarter choice
by moving to credit unions where, on average, they will save about $70 a
year in fewer or no fees, lower rates on loans and higher return on
savings," said CUNA President/CEO Bill Cheney.

- - -

Even though BofA has rescinded its proposed fee for debit card/ATM use,
it is likely the "disintermediation" from big banks will continue. If
so, it will be good for average Americans and their communities.

When is bank transfer day. I have a goodly sum of money coming available
soon. And I will be sending my humble message to BOA.

Not worth your time. An organization like BoA has no future, just
waiting for someone to shoot it. If 0bama loses in Nov-2012 watch the
BoA stock drop even further as the next person might not be a buddy.

Ya, I know, what is FDIC these days? Probably not enough, just move.
Easier to be with a solvent institution and not worry.


Think positive man. *When O/bama loses*

--
1-20-13 The end of an error

On 04/11/2011 5:33 PM, Drifter wrote:
On 11/4/2011 7:29 PM, Canuck57 wrote:
On 04/11/2011 4:25 PM, Drifter wrote:
On 11/4/2011 4:49 PM, X ` Man wrote:
From the Credit Union National Assn:

650,000 new members ahead of Bank Transfer Day
WASHINGTON (11/4/11)--At least 650,000 consumers across the nation have
joined credit unions in the past four weeks, reflecting consumers'
reactions to rising fees at banks, according to a survey by the Credit
Union National Association (CUNA).

They have joined credit unions since Sept. 29, when Bank of America
(BofA) unveiled its plans to charge $5 a month for debit cards. The
public outcry the past month has forced BofA and other big banks to
reconsider their debit fees.

CUNA estimates that credit unions have added $4.5 billion in new
savings
accounts. More than four in every five credit unions experiencing
growth
since Sept. 29 attributed the growth to consumer reaction to new fees
imposed by banks, or a combination of consumer reactions to the new
bank
fees plus the social media-inspired Bank Transfer Day. Bank Transfer
Day, which is tomorrow, urges consumers to switch from big banks to
smaller credit unions and community banks.

"The results indicate that consumers are clearly making a smarter
choice
by moving to credit unions where, on average, they will save about
$70 a
year in fewer or no fees, lower rates on loans and higher return on
savings," said CUNA President/CEO Bill Cheney.

- - -

Even though BofA has rescinded its proposed fee for debit card/ATM use,
it is likely the "disintermediation" from big banks will continue. If
so, it will be good for average Americans and their communities.

When is bank transfer day. I have a goodly sum of money coming available
soon. And I will be sending my humble message to BOA.

Not worth your time. An organization like BoA has no future, just
waiting for someone to shoot it. If 0bama loses in Nov-2012 watch the
BoA stock drop even further as the next person might not be a buddy.

Ya, I know, what is FDIC these days? Probably not enough, just move.
Easier to be with a solvent institution and not worry.


Think positive man. *When O/bama loses*

Agreed. Will be nice to watch 0bama lose by a landslide. The best part
is in Canada all the media are whiny liberal-socialist irrational types.
So when the conservatives win, it is a hoot watching the idiots cry
like spoiled children.

When Nov-2012 comes by, I will not miss it. Because the big debtor is
going to lose and seeing his face will be priceless.
--
The reason government can't fix the economic problems is government is
the problem.

On 11/4/11 7:42 PM, Canuck57 wrote:
On 04/11/2011 5:33 PM, Drifter wrote:
On 11/4/2011 7:29 PM, Canuck57 wrote:
On 04/11/2011 4:25 PM, Drifter wrote:
On 11/4/2011 4:49 PM, X ` Man wrote:
From the Credit Union National Assn:

650,000 new members ahead of Bank Transfer Day
WASHINGTON (11/4/11)--At least 650,000 consumers across the nation
have
joined credit unions in the past four weeks, reflecting consumers'
reactions to rising fees at banks, according to a survey by the Credit
Union National Association (CUNA).

They have joined credit unions since Sept. 29, when Bank of America
(BofA) unveiled its plans to charge $5 a month for debit cards. The
public outcry the past month has forced BofA and other big banks to
reconsider their debit fees.

CUNA estimates that credit unions have added $4.5 billion in new
savings
accounts. More than four in every five credit unions experiencing
growth
since Sept. 29 attributed the growth to consumer reaction to new fees
imposed by banks, or a combination of consumer reactions to the new
bank
fees plus the social media-inspired Bank Transfer Day. Bank Transfer
Day, which is tomorrow, urges consumers to switch from big banks to
smaller credit unions and community banks.

"The results indicate that consumers are clearly making a smarter
choice
by moving to credit unions where, on average, they will save about
$70 a
year in fewer or no fees, lower rates on loans and higher return on
savings," said CUNA President/CEO Bill Cheney.

- - -

Even though BofA has rescinded its proposed fee for debit card/ATM
use,
it is likely the "disintermediation" from big banks will continue. If
so, it will be good for average Americans and their communities.

When is bank transfer day. I have a goodly sum of money coming
available
soon. And I will be sending my humble message to BOA.

Not worth your time. An organization like BoA has no future, just
waiting for someone to shoot it. If 0bama loses in Nov-2012 watch the
BoA stock drop even further as the next person might not be a buddy.

Ya, I know, what is FDIC these days? Probably not enough, just move.
Easier to be with a solvent institution and not worry.


Think positive man. *When O/bama loses*

Agreed. Will be nice to watch 0bama lose by a landslide. The best part
is in Canada all the media are whiny liberal-socialist irrational types.
So when the conservatives win, it is a hoot watching the idiots cry like
spoiled children.

When Nov-2012 comes by, I will not miss it. Because the big debtor is
going to lose and seeing his face will be priceless.


It's not going to be a cakewalk, but I don't see any of the Repugs vying
for the nomination beating Obama. The only rational frontrunner in the
GOP is Romney, and he's vulnerable on everything. Cain isn't going to
get the nomination, and neither are Perry, Bachmann, Santorum or Paul.

On 04/11/2011 5:47 PM, X ` Man wrote:
On 11/4/11 7:42 PM, Canuck57 wrote:
On 04/11/2011 5:33 PM, Drifter wrote:
On 11/4/2011 7:29 PM, Canuck57 wrote:
On 04/11/2011 4:25 PM, Drifter wrote:
On 11/4/2011 4:49 PM, X ` Man wrote:
From the Credit Union National Assn:

650,000 new members ahead of Bank Transfer Day
WASHINGTON (11/4/11)--At least 650,000 consumers across the nation
have
joined credit unions in the past four weeks, reflecting consumers'
reactions to rising fees at banks, according to a survey by the
Credit
Union National Association (CUNA).

They have joined credit unions since Sept. 29, when Bank of America
(BofA) unveiled its plans to charge $5 a month for debit cards. The
public outcry the past month has forced BofA and other big banks to
reconsider their debit fees.

CUNA estimates that credit unions have added $4.5 billion in new
savings
accounts. More than four in every five credit unions experiencing
growth
since Sept. 29 attributed the growth to consumer reaction to new fees
imposed by banks, or a combination of consumer reactions to the new
bank
fees plus the social media-inspired Bank Transfer Day. Bank Transfer
Day, which is tomorrow, urges consumers to switch from big banks to
smaller credit unions and community banks.

"The results indicate that consumers are clearly making a smarter
choice
by moving to credit unions where, on average, they will save about
$70 a
year in fewer or no fees, lower rates on loans and higher return on
savings," said CUNA President/CEO Bill Cheney.

- - -

Even though BofA has rescinded its proposed fee for debit card/ATM
use,
it is likely the "disintermediation" from big banks will continue. If
so, it will be good for average Americans and their communities.

When is bank transfer day. I have a goodly sum of money coming
available
soon. And I will be sending my humble message to BOA.

Not worth your time. An organization like BoA has no future, just
waiting for someone to shoot it. If 0bama loses in Nov-2012 watch the
BoA stock drop even further as the next person might not be a buddy.

Ya, I know, what is FDIC these days? Probably not enough, just move.
Easier to be with a solvent institution and not worry.


Think positive man. *When O/bama loses*

Agreed. Will be nice to watch 0bama lose by a landslide. The best part
is in Canada all the media are whiny liberal-socialist irrational types.
So when the conservatives win, it is a hoot watching the idiots cry like
spoiled children.

When Nov-2012 comes by, I will not miss it. Because the big debtor is
going to lose and seeing his face will be priceless.


It's not going to be a cakewalk, but I don't see any of the Repugs vying
for the nomination beating Obama. The only rational frontrunner in the
GOP is Romney, and he's vulnerable on everything. Cain isn't going to
get the nomination, and neither are Perry, Bachmann, Santorum or Paul.

Maybe, maybe not. There is a lot of political ammunition on 0bama now.

I suspect any well organized Tea Party sanctioned candidate will
landslide 0bama. Just imagine the ads of 0bama's illegal relatives,
Solyndra, massive debt on your grand kids....night after night for 3
months before the election day. Maybe even a few on Pelosi corruption
for good measure just to fix her wagon and perhaps lend towards
democritters loosing majority period.

Will be nice to see Joy Behar and Anderson say the sky is falling.

0bama is now a known corrupt quantity, just waiting for a Nov-2012 wipe
out. I am guessing, but figure 65% will vote against 0bama.
--
The reason government can't fix the economic problems is government is
the problem.

On 11/4/11 10:25 PM, wrote:
On Fri, 04 Nov 2011 16:49:43 -0400, X ` Man
wrote:

650,000 new members ahead of Bank Transfer Day
WASHINGTON (11/4/11)--At least 650,000 consumers across the nation have
joined credit unions in the past four weeks, reflecting consumers'
reactions to rising fees at banks, according to a survey by the Credit
Union National Association (CUNA).

What happens when the credit unions get so big that they trigger the
Durbin amendment? What happens when merchants stop taking CU debit
cards or tack on a surcharge?
(The Durbin amendment does not apply to small banks and CUs so they
can still charge the higher click fee)

Yeah, that's the ticket. Let's not do anything to express displeasure
with big banks. That'll teach 'em.