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#11
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posted to rec.boats
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On 6/28/12 7:13 PM, Eisboch wrote:
"Boating All Out" wrote in message ... With everybody in the system your "hypothetical" premium of $15k won't hold. It's actuarially unsound, and based on that premium paying for the uninsured and other inflated U.S. health care costs. Of course you know by now that the current U.S. health care/insurance system is the world's least efficient. Right? Subsidies are pegged now in the AHCA up to 400% of poverty level, which is $88k for a family of 4. They won't pay more than 9.5% of their income for insurance premiums. I haven't seen anything for above 400% of poverty level, but a reasonable view is your %100k family wouldn't go past 10% of income for premiums before their squawking about "unfairness" would be heard, and rightfully so. Still less than they're paying now, but their expense should be capped. Only fair. Congress can address this as it comes up. (haha) Likewise the tax for not carrying insurance. That can easily be raised to near the cost of what they would pay in premiums, bringing those deadbeats to heel. Some will call this overbearing government. Others will call it civic responsibility. In any case, there will be tweaks to the law. -------------------------------- Thanks. In theory it makes sense I guess, but certainly the plan will have to be tweaked and holes plugged. I am not sure I buy the fact that more people will be in the "system" thereby lowering insurance rates. In fact, I can envision as many or more exiting the market for health insurance and just paying the tax. I suspect that having a mandate that "forces" those who can afford to pay to do so would have changed the Supreme Court decision. The wording of the plan carefully avoided that. It's screwed up. But it's a first step. Eisboch (a conservative who believes health care for all "is" a federal government responsibility) At some point the majority of Americans will realize the health insurance industry adds nothing but cost to the delivery of medical services. Perhaps we will evolve to the point that the private health insurers will be limited to selling "supplemental" insurance. |
#12
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posted to rec.boats
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On 6/28/2012 11:20 AM, X ` Man wrote:
On 6/28/12 12:18 PM, amdx wrote: On 6/28/2012 9:20 AM, X ` Man wrote: ...Constitutional... It's time for me to join the socialists? I pay $6,200 for my healthcare premium with a $10,000 deductible, and then I put $7,150 into my health savings account. So each year I spend $13,350 for my families healthcare. So what steps do I need to do to get the taxpayers to take care of my health needs? Mikek You obviously do not understand how insurance works. Please explain what you think I don't understand. Mikek |
#13
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posted to rec.boats
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On 6/28/2012 9:20 AM, X ` Man wrote:
...Constitutional... This will be one more additional government program that is underfunded and will cause higher taxes and make the United States economy even worse. 10, 20 or 30 years from now we will be suffering sever problems with S.S., Medicaid, government pensions, military pensions, food stamp programs, etc. The answer is to cut back on benefits, but with such a high percentage of the population sucking on the government breast the politicians can't do the right thing. We are becoming a third rate nation. Mikek Why is it a foreigner can come here and in 15 years have a net worth in the top 15%, but a native finds food stamps, public housing and medicaid a way of life? |
#15
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posted to rec.boats
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On Friday, June 29, 2012 7:26:40 AM UTC-4, amdx wrote:
On 6/28/2012 9:20 AM, X ` Man wrote: ...Constitutional... This will be one more additional government program that is underfunded and will cause higher taxes and make the United States economy even worse. 10, 20 or 30 years from now we will be suffering sever problems with S.S., Medicaid, government pensions, military pensions, food stamp programs, etc. The answer is to cut back on benefits, but with such a high percentage of the population sucking on the government breast the politicians can't do the right thing. We are becoming a third rate nation. Mikek Why is it a foreigner can come here and in 15 years have a net worth in the top 15%, but a native finds food stamps, public housing and medicaid a way of life? Because they are hungry for something better, and have a good work ethic. The vast majority of "natives" grow up wanting for little, and the work ethic has been bred out of them, instead replace by a sense of entitlement. The child rearing revolution of the 80's, and the fact we no longer use red ink in school or keep little league score is also a big factor. Basically, we're raising generations of self-centered, spoiled brats. As evidenced right here, *some* families actually started that practice 60+ years ago. |
#16
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posted to rec.boats
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#17
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posted to rec.boats
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On Thu, 28 Jun 2012 21:31:45 -0400, X ` Man
wrote: The U.S. Constitution was incomplete and needed tweaking. === And it still says nothing about providing health care. |
#18
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posted to rec.boats
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On Thu, 28 Jun 2012 20:28:11 -0400, BAR wrote:
If enough people opt out and simply pay the 1% tax, how can this system possibly work? What am I missing? The solution to the money problem is rationing. Welcome to the queue. === That's how it is in Canada - 2 and 3 month waits to treat conditions that are not considered life threatening, things like dislocated shoulders for example. |
#19
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posted to rec.boats
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On 6/29/12 10:29 AM, Wayne.B wrote:
On Thu, 28 Jun 2012 21:31:45 -0400, X ` Man wrote: The U.S. Constitution was incomplete and needed tweaking. === And it still says nothing about providing health care. So what? There is lots not mentioned in the Constitution that we have... |
#20
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