Have any of you, or anyone you may know had a poor experience with
Markel American Insurance (marine insurance) and/or an
inspecting/surveying company called "TMS National"?

Ask yourself these questions:

Did it take an exceedingly long period of time for Markel/TMSN to
respond to your claim?

After responding, did TMSN drag their feet, and cost you time and
money?

Did a TMSN representitive discount your claim as non-insurable?

Did you receive a TMSN report that made little or no sense, only to
disallow your reasonable claim?

Did any representitive offer settlement (it's illegal for them to do
so)?

Did any TMSN rep threaten to render your vessel as uninsurable if you
didn't comply with their settlement?

Markel American and TMSN are allegedly working together to spoil
legitimate claims and settle for mere pennies on the dollar, knowing
most boat owners won't hire a maritime attorney because of high fees.
The ploy is to wear down the claimant's patience, finances and
stamina, then offer a pathetically low ammount hoping the owner will
settle just to end the nightmare. Legitimate claims are being either
denied or discounted by TMSN in order for them to make higher
commissions from Markel (allegedly) and they are doing this to me on
an obvious lightning claim. I'm seeking others who are in or were in
the same situation with these companies, and may file a class-action
suit if there is a large enough response.

If any of the above questions apply and you are interested in finding
out more, please write Capt. Bill White at .