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#1
posted to rec.boats
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My deep cycle battery is shot......
The beat goes on.
After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. I have spent over $900 so far this season (helm seat, helm seat pedestal and slide, A/B battery switch with field disconnect, Group 24 starting battery, ski mirror, epoxy barrier coat, Ipod, vinyl seat repairs)........with another $700 to spend on bottom paint, electrical wiring and fittings, ss hardware for securing the seat pedestal, new carpeting and a bimini. This does not include labor as I am doing all the work! ;-) Looking back I guess this is not too bad as I originally planned to spend about a $1,100 for these upgrades/improvements. I forgot to add in the epoxy barrier coat and bottom paint....so I guess having to replace the deep cycle battery is not that bad of a bite. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). I will also have a new Sunbrella bimini replacing the 4 foot deep convertible cover (that snapped at the windshield frame), new carpeting (I hated that red), 2 batteries on switch, a bottom with barrier coat and bottom paint, seating with no tears or rips and over 1,600 tunes to be able to play on my old stereo thanks to Ipod. ;-) After these upgrades/improvements are completed and the boat is in the water I will be building a dockbox (our old one was too tall for the new marina we are at) and picnic table (I gave our old one away when we stopped boating in 2004) for our new dock area. Add another $150 in lumber/hardware materials to my expense list, again not including my labor. Boating...........what a deal! ;-) BOAT: A hole in the water you throw money into............how true that is. ;-) |
#2
posted to rec.boats
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My deep cycle battery is shot......
JimH wrote: The beat goes on. After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. I have spent over $900 so far this season (helm seat, helm seat pedestal and slide, A/B battery switch with field disconnect, Group 24 starting battery, ski mirror, epoxy barrier coat, Ipod, vinyl seat repairs)........with another $700 to spend on bottom paint, electrical wiring and fittings, ss hardware for securing the seat pedestal, new carpeting and a bimini. This does not include labor as I am doing all the work! ;-) Looking back I guess this is not too bad as I originally planned to spend about a $1,100 for these upgrades/improvements. I forgot to add in the epoxy barrier coat and bottom paint....so I guess having to replace the deep cycle battery is not that bad of a bite. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). I will also have a new Sunbrella bimini replacing the 4 foot deep convertible cover (that snapped at the windshield frame), new carpeting (I hated that red), 2 batteries on switch, a bottom with barrier coat and bottom paint, seating with no tears or rips and over 1,600 tunes to be able to play on my old stereo thanks to Ipod. ;-) After these upgrades/improvements are completed and the boat is in the water I will be building a dockbox (our old one was too tall for the new marina we are at) and picnic table (I gave our old one away when we stopped boating in 2004) for our new dock area. Add another $150 in lumber/hardware materials to my expense list, again not including my labor. Boating...........what a deal! ;-) BOAT: A hole in the water you throw money into............how true that is. ;-) Here's a secret: You can't take it with you. Once you have provided for a secure retirement, set aside money to educate or finished educating the kids, used some of it to relieve the social injustice of your choice, and made sure that aging parents have enough to get by in a secure and comfortable lifestyle it's time to spend the rest on whatever you'd like. Boating is a great choice. |
#3
posted to rec.boats
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My deep cycle battery is shot......
wrote in message oups.com... JimH wrote: The beat goes on. After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. I have spent over $900 so far this season (helm seat, helm seat pedestal and slide, A/B battery switch with field disconnect, Group 24 starting battery, ski mirror, epoxy barrier coat, Ipod, vinyl seat repairs)........with another $700 to spend on bottom paint, electrical wiring and fittings, ss hardware for securing the seat pedestal, new carpeting and a bimini. This does not include labor as I am doing all the work! ;-) Looking back I guess this is not too bad as I originally planned to spend about a $1,100 for these upgrades/improvements. I forgot to add in the epoxy barrier coat and bottom paint....so I guess having to replace the deep cycle battery is not that bad of a bite. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). I will also have a new Sunbrella bimini replacing the 4 foot deep convertible cover (that snapped at the windshield frame), new carpeting (I hated that red), 2 batteries on switch, a bottom with barrier coat and bottom paint, seating with no tears or rips and over 1,600 tunes to be able to play on my old stereo thanks to Ipod. ;-) After these upgrades/improvements are completed and the boat is in the water I will be building a dockbox (our old one was too tall for the new marina we are at) and picnic table (I gave our old one away when we stopped boating in 2004) for our new dock area. Add another $150 in lumber/hardware materials to my expense list, again not including my labor. Boating...........what a deal! ;-) BOAT: A hole in the water you throw money into............how true that is. ;-) Here's a secret: You can't take it with you. Once you have provided for a secure retirement, set aside money to educate or finished educating the kids, used some of it to relieve the social injustice of your choice, and made sure that aging parents have enough to get by in a secure and comfortable lifestyle it's time to spend the rest on whatever you'd like. Boating is a great choice. I agree to a point Chuck. Our retirement has been well planned (financially) and is secure. The kids education (my daughter will be a senior at OSU next year and my son a freshman in college) is being paid off year by year. Our parents are all deceased. I would, however, like to leave a nice chunk of change to my kids while still enjoying life and the money we have saved and invested. There is a balance. ;-) |
#4
posted to rec.boats
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My deep cycle battery is shot......
JimH wrote: wrote in message oups.com... JimH wrote: The beat goes on. After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. I have spent over $900 so far this season (helm seat, helm seat pedestal and slide, A/B battery switch with field disconnect, Group 24 starting battery, ski mirror, epoxy barrier coat, Ipod, vinyl seat repairs)........with another $700 to spend on bottom paint, electrical wiring and fittings, ss hardware for securing the seat pedestal, new carpeting and a bimini. This does not include labor as I am doing all the work! ;-) Looking back I guess this is not too bad as I originally planned to spend about a $1,100 for these upgrades/improvements. I forgot to add in the epoxy barrier coat and bottom paint....so I guess having to replace the deep cycle battery is not that bad of a bite. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). I will also have a new Sunbrella bimini replacing the 4 foot deep convertible cover (that snapped at the windshield frame), new carpeting (I hated that red), 2 batteries on switch, a bottom with barrier coat and bottom paint, seating with no tears or rips and over 1,600 tunes to be able to play on my old stereo thanks to Ipod. ;-) After these upgrades/improvements are completed and the boat is in the water I will be building a dockbox (our old one was too tall for the new marina we are at) and picnic table (I gave our old one away when we stopped boating in 2004) for our new dock area. Add another $150 in lumber/hardware materials to my expense list, again not including my labor. Boating...........what a deal! ;-) BOAT: A hole in the water you throw money into............how true that is. ;-) Here's a secret: You can't take it with you. Once you have provided for a secure retirement, set aside money to educate or finished educating the kids, used some of it to relieve the social injustice of your choice, and made sure that aging parents have enough to get by in a secure and comfortable lifestyle it's time to spend the rest on whatever you'd like. Boating is a great choice. I agree to a point Chuck. Our retirement has been well planned (financially) and is secure. The kids education (my daughter will be a senior at OSU next year and my son a freshman in college) is being paid off year by year. Our parents are all deceased. I would, however, like to leave a nice chunk of change to my kids while still enjoying life and the money we have saved and invested. There is a balance. ;-) Jim, do you have a Batteries + (plus sign!) in your area? I've had very good luck with the deep cycle batteries they sell, and the prices are good, too. |
#5
posted to rec.boats
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My deep cycle battery is shot......
"basskisser" wrote in message oups.com... JimH wrote: wrote in message oups.com... JimH wrote: The beat goes on. After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. I have spent over $900 so far this season (helm seat, helm seat pedestal and slide, A/B battery switch with field disconnect, Group 24 starting battery, ski mirror, epoxy barrier coat, Ipod, vinyl seat repairs)........with another $700 to spend on bottom paint, electrical wiring and fittings, ss hardware for securing the seat pedestal, new carpeting and a bimini. This does not include labor as I am doing all the work! ;-) Looking back I guess this is not too bad as I originally planned to spend about a $1,100 for these upgrades/improvements. I forgot to add in the epoxy barrier coat and bottom paint....so I guess having to replace the deep cycle battery is not that bad of a bite. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). I will also have a new Sunbrella bimini replacing the 4 foot deep convertible cover (that snapped at the windshield frame), new carpeting (I hated that red), 2 batteries on switch, a bottom with barrier coat and bottom paint, seating with no tears or rips and over 1,600 tunes to be able to play on my old stereo thanks to Ipod. ;-) After these upgrades/improvements are completed and the boat is in the water I will be building a dockbox (our old one was too tall for the new marina we are at) and picnic table (I gave our old one away when we stopped boating in 2004) for our new dock area. Add another $150 in lumber/hardware materials to my expense list, again not including my labor. Boating...........what a deal! ;-) BOAT: A hole in the water you throw money into............how true that is. ;-) Here's a secret: You can't take it with you. Once you have provided for a secure retirement, set aside money to educate or finished educating the kids, used some of it to relieve the social injustice of your choice, and made sure that aging parents have enough to get by in a secure and comfortable lifestyle it's time to spend the rest on whatever you'd like. Boating is a great choice. I agree to a point Chuck. Our retirement has been well planned (financially) and is secure. The kids education (my daughter will be a senior at OSU next year and my son a freshman in college) is being paid off year by year. Our parents are all deceased. I would, however, like to leave a nice chunk of change to my kids while still enjoying life and the money we have saved and invested. There is a balance. ;-) Jim, do you have a Batteries + (plus sign!) in your area? I've had very good luck with the deep cycle batteries they sell, and the prices are good, too. Thanks! The name does not sound familiar but I will check. Thanks for the heads up! |
#6
posted to rec.boats
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My deep cycle battery is shot......
JimH wrote:
The beat goes on. After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. ??? Dang, if you paid $150 for a gr-27 battery and box, then you're either getting a Rolls (ok, maybe Surrette) battery or you're getting ripped off. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). That sounds pretty cool. But don't feel bad, I just forked over ~ $4k for a bow thruster, which I will have to put in myself... approx a $10k job if you hire somebody else. BOAT: A hole in the water you throw money into............how true that is. ;-) Well, at least you get something good for the price. Fair Skies Doug King |
#7
posted to rec.boats
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My deep cycle battery is shot......
JimH wrote: "basskisser" wrote in message oups.com... JimH wrote: wrote in message oups.com... JimH wrote: The beat goes on. After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. I have spent over $900 so far this season (helm seat, helm seat pedestal and slide, A/B battery switch with field disconnect, Group 24 starting battery, ski mirror, epoxy barrier coat, Ipod, vinyl seat repairs)........with another $700 to spend on bottom paint, electrical wiring and fittings, ss hardware for securing the seat pedestal, new carpeting and a bimini. This does not include labor as I am doing all the work! ;-) Looking back I guess this is not too bad as I originally planned to spend about a $1,100 for these upgrades/improvements. I forgot to add in the epoxy barrier coat and bottom paint....so I guess having to replace the deep cycle battery is not that bad of a bite. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). I will also have a new Sunbrella bimini replacing the 4 foot deep convertible cover (that snapped at the windshield frame), new carpeting (I hated that red), 2 batteries on switch, a bottom with barrier coat and bottom paint, seating with no tears or rips and over 1,600 tunes to be able to play on my old stereo thanks to Ipod. ;-) After these upgrades/improvements are completed and the boat is in the water I will be building a dockbox (our old one was too tall for the new marina we are at) and picnic table (I gave our old one away when we stopped boating in 2004) for our new dock area. Add another $150 in lumber/hardware materials to my expense list, again not including my labor. Boating...........what a deal! ;-) BOAT: A hole in the water you throw money into............how true that is. ;-) Here's a secret: You can't take it with you. Once you have provided for a secure retirement, set aside money to educate or finished educating the kids, used some of it to relieve the social injustice of your choice, and made sure that aging parents have enough to get by in a secure and comfortable lifestyle it's time to spend the rest on whatever you'd like. Boating is a great choice. I agree to a point Chuck. Our retirement has been well planned (financially) and is secure. The kids education (my daughter will be a senior at OSU next year and my son a freshman in college) is being paid off year by year. Our parents are all deceased. I would, however, like to leave a nice chunk of change to my kids while still enjoying life and the money we have saved and invested. There is a balance. ;-) Jim, do you have a Batteries + (plus sign!) in your area? I've had very good luck with the deep cycle batteries they sell, and the prices are good, too. Thanks! The name does not sound familiar but I will check. Thanks for the heads up! I use the hell out of my trolling motor, and those seem to last a season longer than about any I've had. |
#8
posted to rec.boats
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My deep cycle battery is shot......
JimH wrote: wrote in message oups.com... JimH wrote: The beat goes on. After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. I have spent over $900 so far this season (helm seat, helm seat pedestal and slide, A/B battery switch with field disconnect, Group 24 starting battery, ski mirror, epoxy barrier coat, Ipod, vinyl seat repairs)........with another $700 to spend on bottom paint, electrical wiring and fittings, ss hardware for securing the seat pedestal, new carpeting and a bimini. This does not include labor as I am doing all the work! ;-) Looking back I guess this is not too bad as I originally planned to spend about a $1,100 for these upgrades/improvements. I forgot to add in the epoxy barrier coat and bottom paint....so I guess having to replace the deep cycle battery is not that bad of a bite. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). I will also have a new Sunbrella bimini replacing the 4 foot deep convertible cover (that snapped at the windshield frame), new carpeting (I hated that red), 2 batteries on switch, a bottom with barrier coat and bottom paint, seating with no tears or rips and over 1,600 tunes to be able to play on my old stereo thanks to Ipod. ;-) After these upgrades/improvements are completed and the boat is in the water I will be building a dockbox (our old one was too tall for the new marina we are at) and picnic table (I gave our old one away when we stopped boating in 2004) for our new dock area. Add another $150 in lumber/hardware materials to my expense list, again not including my labor. Boating...........what a deal! ;-) BOAT: A hole in the water you throw money into............how true that is. ;-) Here's a secret: You can't take it with you. Once you have provided for a secure retirement, set aside money to educate or finished educating the kids, used some of it to relieve the social injustice of your choice, and made sure that aging parents have enough to get by in a secure and comfortable lifestyle it's time to spend the rest on whatever you'd like. Boating is a great choice. I agree to a point Chuck. Our retirement has been well planned (financially) and is secure. The kids education (my daughter will be a senior at OSU next year and my son a freshman in college) is being paid off year by year. Our parents are all deceased. I would, however, like to leave a nice chunk of change to my kids while still enjoying life and the money we have saved and invested. There is a balance. ;-) Kids? See item two on my list. IMO, giving them a good upbringing and a decent education is more important than living well below you means so your kids can live well above theirs after Mom and Pop have passed on. Ours will get to spend whatever's left after the last death (I'll probably die before my wife, just one of nature's little jokes on the male sex), but darned if I'll scrimp and sacrifice through the last several years of my working life or my retirement just to leave the kids a bigger pile. Now, if one of them decides they enjoy boating (neither of them especially do) that kid will get to inherit our last boat as well as their half of whatever else happens to be left. Easy come, easy go, and on your death bed "it will be the things you could have done, but did not, that you will regret more than anything you did." |
#9
posted to rec.boats
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My deep cycle battery is shot......
wrote in message oups.com... JimH wrote: wrote in message oups.com... JimH wrote: The beat goes on. After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. I have spent over $900 so far this season (helm seat, helm seat pedestal and slide, A/B battery switch with field disconnect, Group 24 starting battery, ski mirror, epoxy barrier coat, Ipod, vinyl seat repairs)........with another $700 to spend on bottom paint, electrical wiring and fittings, ss hardware for securing the seat pedestal, new carpeting and a bimini. This does not include labor as I am doing all the work! ;-) Looking back I guess this is not too bad as I originally planned to spend about a $1,100 for these upgrades/improvements. I forgot to add in the epoxy barrier coat and bottom paint....so I guess having to replace the deep cycle battery is not that bad of a bite. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). I will also have a new Sunbrella bimini replacing the 4 foot deep convertible cover (that snapped at the windshield frame), new carpeting (I hated that red), 2 batteries on switch, a bottom with barrier coat and bottom paint, seating with no tears or rips and over 1,600 tunes to be able to play on my old stereo thanks to Ipod. ;-) After these upgrades/improvements are completed and the boat is in the water I will be building a dockbox (our old one was too tall for the new marina we are at) and picnic table (I gave our old one away when we stopped boating in 2004) for our new dock area. Add another $150 in lumber/hardware materials to my expense list, again not including my labor. Boating...........what a deal! ;-) BOAT: A hole in the water you throw money into............how true that is. ;-) Here's a secret: You can't take it with you. Once you have provided for a secure retirement, set aside money to educate or finished educating the kids, used some of it to relieve the social injustice of your choice, and made sure that aging parents have enough to get by in a secure and comfortable lifestyle it's time to spend the rest on whatever you'd like. Boating is a great choice. I agree to a point Chuck. Our retirement has been well planned (financially) and is secure. The kids education (my daughter will be a senior at OSU next year and my son a freshman in college) is being paid off year by year. Our parents are all deceased. I would, however, like to leave a nice chunk of change to my kids while still enjoying life and the money we have saved and invested. There is a balance. ;-) Kids? See item two on my list. IMO, giving them a good upbringing and a decent education is more important than living well below you means so your kids can live well above theirs after Mom and Pop have passed on. Huh? Who said anything about "living well below our means"? We are doing quite nicely, thank you. Ours will get to spend whatever's left after the last death (I'll probably die before my wife, just one of nature's little jokes on the male sex), but darned if I'll scrimp and sacrifice through the last several years of my working life or my retirement just to leave the kids a bigger pile. Now, if one of them decides they enjoy boating (neither of them especially do) that kid will get to inherit our last boat as well as their half of whatever else happens to be left. Easy come, easy go, and on your death bed "it will be the things you could have done, but did not, that you will regret more than anything you did." We are enjoying life, have wisely invested our savings and are living quite comfortably. Most importantly, we are happy with our lives. If we can make our children's lives a bit easier (especially buying their first house) then that will make us even happier. ;-) Different strokes Chuck. |
#10
posted to rec.boats
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My deep cycle battery is shot......
JimH wrote: wrote in message oups.com... JimH wrote: wrote in message oups.com... JimH wrote: The beat goes on. After trickle charging it for 24 hours @ 2A and letting it sit another 24 hours I tested it and get a reading of 11.6 volts.........not good. OK........time to get a new one, but this time upsizing to Group 27. Another $150 (including holding bracket/box) goes to the boat expenses for 2006 and the darn thing is not in the water yet. I have spent over $900 so far this season (helm seat, helm seat pedestal and slide, A/B battery switch with field disconnect, Group 24 starting battery, ski mirror, epoxy barrier coat, Ipod, vinyl seat repairs)........with another $700 to spend on bottom paint, electrical wiring and fittings, ss hardware for securing the seat pedestal, new carpeting and a bimini. This does not include labor as I am doing all the work! ;-) Looking back I guess this is not too bad as I originally planned to spend about a $1,100 for these upgrades/improvements. I forgot to add in the epoxy barrier coat and bottom paint....so I guess having to replace the deep cycle battery is not that bad of a bite. Bottom line........after spending $1,600 this spring (with my labor) for the improvements I will now have more room in the cockpit, tearing out the helm seat/ice box/water faucet contraption and replacing it with a new helm seat (on adjustable pedestal with 360 degree swivel and 7" front to rear slide). I will also have a new Sunbrella bimini replacing the 4 foot deep convertible cover (that snapped at the windshield frame), new carpeting (I hated that red), 2 batteries on switch, a bottom with barrier coat and bottom paint, seating with no tears or rips and over 1,600 tunes to be able to play on my old stereo thanks to Ipod. ;-) After these upgrades/improvements are completed and the boat is in the water I will be building a dockbox (our old one was too tall for the new marina we are at) and picnic table (I gave our old one away when we stopped boating in 2004) for our new dock area. Add another $150 in lumber/hardware materials to my expense list, again not including my labor. Boating...........what a deal! ;-) BOAT: A hole in the water you throw money into............how true that is. ;-) Here's a secret: You can't take it with you. Once you have provided for a secure retirement, set aside money to educate or finished educating the kids, used some of it to relieve the social injustice of your choice, and made sure that aging parents have enough to get by in a secure and comfortable lifestyle it's time to spend the rest on whatever you'd like. Boating is a great choice. I agree to a point Chuck. Our retirement has been well planned (financially) and is secure. The kids education (my daughter will be a senior at OSU next year and my son a freshman in college) is being paid off year by year. Our parents are all deceased. I would, however, like to leave a nice chunk of change to my kids while still enjoying life and the money we have saved and invested. There is a balance. ;-) Kids? See item two on my list. IMO, giving them a good upbringing and a decent education is more important than living well below you means so your kids can live well above theirs after Mom and Pop have passed on. Huh? Who said anything about "living well below our means"? We are doing quite nicely, thank you. Ours will get to spend whatever's left after the last death (I'll probably die before my wife, just one of nature's little jokes on the male sex), but darned if I'll scrimp and sacrifice through the last several years of my working life or my retirement just to leave the kids a bigger pile. Now, if one of them decides they enjoy boating (neither of them especially do) that kid will get to inherit our last boat as well as their half of whatever else happens to be left. Easy come, easy go, and on your death bed "it will be the things you could have done, but did not, that you will regret more than anything you did." We are enjoying life, have wisely invested our savings and are living quite comfortably. Most importantly, we are happy with our lives. If we can make our children's lives a bit easier (especially buying their first house) then that will make us even happier. ;-) Different strokes Chuck. Hey look, we agree again. :-) Both of our kids know that if and when they want to buy a house, we're good for probably 15-20% down payment. Literally a once in a lifetime opportunity. So far, neither of them seem ready to settle down and get that domestic. However, if they ever want to buy a boat that's going to be strictly up to them. We only help out in financial endeavors that make sense, and they'd have to be as crazy as their folks are to spend money on a boat. |
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