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  #41   Report Post  
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Posts: 1,135
Default A racial incident

On Oct 2, 10:06*pm, wrote:
On Oct 2, 8:42 pm, JimH wrote:



On Oct 2, 7:37 pm, DK wrote:


BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. *In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? *I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.


Not a hard thing to understand but we all know why you don't.


Am on 2nd clutch and this time it isnt the clutch but is the
transmission simply being too worn to shift smoothly. *I dont
understand transmissions so I cannot say why, *Worn out rear end with
differential making noise, cannot align her anymore due to all the
front end being worn out. *Yes, could rebuild her but I'd get
revolution from my wife if I decided to. *2nd engine is at only
115,000 miles though.
Am I living in the past thinking that $20,000 is too much to pay for a
double cab truck with less than 30,000 miles?


Huh?
  #42   Report Post  
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Default A racial incident

On Oct 2, 8:42*pm, JimH wrote:
On Oct 2, 7:37*pm, DK wrote:

BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. *In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? *I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.

Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.
  #43   Report Post  
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First recorded activity by BoatBanter: Sep 2007
Posts: 1,135
Default A racial incident

On Oct 3, 8:26*am, wrote:
On Oct 2, 8:42*pm, JimH wrote:



On Oct 2, 7:37*pm, DK wrote:


BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. *In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? *I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.


Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.


You really are a simple simon Loogy. Lay off the pot.
  #46   Report Post  
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First recorded activity by BoatBanter: Oct 2007
Posts: 7,892
Default A racial incident

On Oct 3, 9:07*am, JimH wrote:
On Oct 3, 8:26*am, wrote:





On Oct 2, 8:42*pm, JimH wrote:


On Oct 2, 7:37*pm, DK wrote:


BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. *In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? *I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.


Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.


You really are a simple simon Loogy. *Lay off the pot.- Hide quoted text -

- Show quoted text -


What pot? Be specific. Again, if you have any knowledge of illegal
activity, it is your responsibilty BY LAW to report that to law
enforcement.
  #47   Report Post  
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First recorded activity by BoatBanter: Jul 2006
Posts: 4,728
Default A racial incident


wrote in message
...
On Oct 2, 8:42 pm, JimH wrote:
On Oct 2, 7:37 pm, DK wrote:

BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.

Not a hard thing to understand but we all know why you don't.


Am on 2nd clutch and this time it isnt the clutch but is the
transmission simply being too worn to shift smoothly. I dont
understand transmissions so I cannot say why, Worn out rear end with
differential making noise, cannot align her anymore due to all the
front end being worn out. Yes, could rebuild her but I'd get
revolution from my wife if I decided to. 2nd engine is at only
115,000 miles though.
Am I living in the past thinking that $20,000 is too much to pay for a
double cab truck with less than 30,000 miles?


Check Craigslist Most likely lots on there for that or less. My 2004
Duramax Chevy is probably worth less than that at 80k miles, and it is still
in great shape.


  #48   Report Post  
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First recorded activity by BoatBanter: Jul 2006
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Default A racial incident


wrote in message
...
On Oct 2, 8:42 pm, JimH wrote:
On Oct 2, 7:37 pm, DK wrote:

BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.

Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.

On demand water heaters also have problems. Especially with older plumbing.
they have a filter that plugs up easily.


  #49   Report Post  
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Posts: 115
Default A racial incident

On Sun, 5 Oct 2008 11:31:41 -0700, "Calif Bill"
wrote:


wrote in message
...
On Oct 2, 8:42 pm, JimH wrote:
On Oct 2, 7:37 pm, DK wrote:

BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.

Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.

On demand water heaters also have problems. Especially with older plumbing.
they have a filter that plugs up easily.


You are correct. As usual Loogy does not know what he is talking
about.

I did not have the proper sized gas line at the spot I was to put the
heater and I would have had to spend some big bucks to correct the
problem as my basement is finished with a drywall ceiling.

Additionally, I found out that due to our incoming water temperature
during the winter the water would not heat up to our deisred 125F.

Lastly, considering my total costs I did a cost benefit analysis and
found it would take me a over 20 years to recoup the costs of
installing a tanklesss system.

I had the water tanks removed and replaced with a single 40 gallon
unit for $750. It burns about $35 of NG each month and has plenty of
supply for 4 showers.
  #50   Report Post  
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Posts: 1,135
Default A racial incident

On Oct 5, 2:49*pm, JimH wrote:
On Sun, 5 Oct 2008 11:31:41 -0700, "Calif Bill"



wrote:

wrote in message
...
On Oct 2, 8:42 pm, JimH wrote:
On Oct 2, 7:37 pm, DK wrote:


BAR wrote:


I never pay cash for cars or boats. Always pay with somebody else's
money and pay it back over time with cheaper money.


I don't understand your theory. In the end, you are paying for it with
your money and you are paying more than the selling price unless you
found a 0% deal.


What it "cheaper money"? I'd like to get some!


From 2002 through 2007 my investments earned 10+% (often significantly
higher) while car and boat loans were below that.


Not a hard thing to understand but we all know why you don't.


This from a person who can't afford an on-demand water heater that
would return his investment in a few years and had to settle for
adding another energy hog conventional water heater.


On demand water heaters also have problems. Especially with older plumbing.
they have a filter that plugs up easily.


You are correct. * As usual Loogy does not know what he is talking
about.

I did not have the proper sized gas line at the spot I was to put the
heater and I would have had to spend some big bucks to correct the
problem as my basement is finished with a drywall ceiling.

Additionally, I found out that due to our incoming water temperature
during the winter the water would not heat up to our deisred 125F.

Lastly, considering my total costs I did a cost benefit analysis and
found it would take me a over 20 years to recoup the costs of
installing a tanklesss system.

I had the water tanks removed and replaced with a single 40 gallon
unit for $750. *It burns about $35 of NG each month and has plenty of
supply for 4 showers.


Check that figure on the cost to heat the water/month......should be ~
$20-$25, not $35.
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