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Health Care
On Oct 17, 5:14 pm, rand mair fheal wrote:
In article , Cliff wrote: Not per the experts in the medical field. Nor by the actual experience in many, many other nations. depends with approximately the current health care it could save money by eliminating duplication and overhead however some people calling for national healthcare want a fantasy of unlimited care for themselves paid for by someone else universal coverage for almost all problems but not extraordinary care for people while dying could well save money both in health care and for reduced harm to society as whole arf meow arf - cats and dogs living together - who ya goin call its the end of the world as you know it - filler text goes here this is how the world ends - not with a whimper but with a bang this is how the world ends - not with a whimper but with a bang OK, I'll break my new pledge not to discuss politics although this can be discussed without regard to politics. My solution is: OUTLAW HEALTH PLANS FOR ROUTINE HEALTH CARE. Yup, you read it right. Health insurance should be for catastrophic incidents amounting to more than 3% of your income. Next, reform the malpractice industry (not gonna happen). This would allow doctors to become self employed again and allow a free market system with competition to get rates down for routine care. It would help a lot to allow nurses to do a lot of routine stuff. Real health insurance would then be relatively cheap. Take actions to encourage more walk in clinics instead of people using emergency rooms. Right now, the big problem is the absurd malpractice premiums. Perhaps some doctors could be allowed to incorporate to shield their personal assetts from malpractice suits. This would allow them to be independent again. We really need to limit legal fees in malpractice awards to something that causes lawyers to hesitate even when somebody has deep pockets. Joint and several liability should be changed so that an entity pays in proportion to liability not all of an award. Next, increase medical savings accounts to some reasonable level AND make costs of medical care deductible from taxes, not from income (actually, I'd proportion the deductibility from both income and tax so as to not provide an inducement to fraud). In reality, this is not a political issue because it crosses party lines. I talk to many people who are truly afraid to start their own business because of the fear of health care costs. Since small business is responsible for most job growth, taking care of this issue would probably cause a huge jump in self employment and in productivity, Have you ever considered the number of people who continue to work for the govt doing nothing productive simply because they are afraid of health care costs? Free them to do innovative stuff and watch the economy take off. |
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